Updated: 17/06/25
Expand Your Lender Panel*: Offer More Financing Options
Complete the form to submit a request to add more lenders to your panel or scroll down to view all lender USPs.
*Subject to lender approval
LATEST PARTNERSHIP
You can now request to add Mallard to your lender panel.
Attract more customers.
Sell more vehicles.
Be more competitive, with answers back within 10 seconds.
Boost your revenue, whilst also getting 100% commission for finance deals.
Improve operational efficiency.
Complete the form below to submit a request to add more lenders to your panel.
- Approval to payout in under 10 minutes
- Pre-approval and guaranteed rates via soft search
- LTV up to 130% on both HP and PCP
- HP - up to 84-month terms HP, max vehicle age 17 years
- PCP - Competitive residual values on all vehicle types inc. EVs
- Dedicated support from experienced account managers and business development consultants
- Free stock advertising via our Marketplace
- Limited debit backs
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Fund 125% LTV
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Fund up to £40,000
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Can finance Negative equity ( up to £2000)
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Nil deposits required
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Vat can be funded on commercial vehicles ( within LTV %ages)
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Will underwrite Taxi drivers ( not black cabs)
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Will underwrite retired with a private pension income
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Will consider benefits with other pension or employed income
- Flexible and negotiable lender
- Rated Exceptional by our customers on Feefo
- All employment types considered
- No vehicle age restrictions *over 12 years old requires manual review
- Quick approval for our Auto Accept customers
- Instant Payout – money in your bank straight away
- 99% of underwriting decisions in 20 seconds
- Soft search - no credit impact
- Streamlined processes saving you time
- We fund both cars and LCV’s
- Fund vehicles with up to 110,000 miles
- Fund vehicles up to 16 years old
- Fund negative equity 125% LTV
- Minimum stock required - 100 cars
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Approval to Payout within 10 minutes
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Funds in account within 1 minute of payout confirmation
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Pre approval and guaranteed rates via soft search
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No focus efficiencies...send us everything!
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98% of decisions within 8 seconds
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HP on cars up to 11 years old at the start
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PCP GFV 95%
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Prime and Near Prime offering
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Self payout functionality
- Instant Soft-Search Approvals: quickly check customer eligibility with a soft-search
- One of only TWO lenders in the UK offering non-prime PCP – helping you sell more cars to a wider audience
- Competitive rates tailored to your customers’ credit profiles
- 50 years of lending experience – a trusted, reputable finance partner
- Rate-for-risk model that fits seamlessly with prime lenders & manufacturers
- Fast & efficient payouts with expert dealer support
- Flexible Credit Approach for Non-Prime Customers, helping you serve customers who may struggle to get finance elsewhere
- Broad range of risk appetite
- Flexible vehicle parameters and LTVs
- Vehicles up to 125,000 miles
- Vehicles up to 15 years old at agreement term
- LTVs up to 120% (110% for higher risk tiers)
- 72 Month HP (Max 90,000 miles, 13 years old at agreement term and 105% LTV)
- Soft search - no credit impact
- Over 95% auto decisioning, decisions in under 30 minutes for referrals
- Payouts in under 30 minutes
- Competitive and dynamic risk-based pricing
- Supporting customers transition to greener motoring