- Approval to payout in under 10 minutes
- Pre-approval and guaranteed rates via soft search
- LTV up to 130% on both HP and PCP
- HP - up to 84-month terms HP, max vehicle age 17 years
- PCP - Competitive residual values on all vehicle types inc. EVs
- Dedicated support from experienced account managers and business development consultants
- Free stock advertising via our Marketplace
- Limited debit backs
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Fund 125% LTV
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Fund up to £40,000
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Can finance Negative equity ( up to £2000)
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Nil deposits required
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Vat can be funded on commercial vehicles ( within LTV %ages)
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Will underwrite Taxi drivers (not black cabs)
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Will underwrite retired with a private pension income
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Will consider benefits with other pension or employed income
- Geographical Exclusions:
Northern Ireland, Scotland, Isle of Mann
- Flexible and negotiable lender
- Rated Exceptional by our customers on Feefo
- All employment types considered
- No vehicle age restrictions *over 12 years old requires manual review
- Quick approval for our Auto Accept customers
- Instant Payout – money in your bank straight away
- 99% of underwriting decisions in 20 seconds
- Soft search - no credit impact
- Streamlined processes saving you time
- We fund both cars and LCV’s
- Fund vehicles with up to 110,000 miles
- Fund vehicles up to 16 years old
- Fund negative equity 125% LTV
- Minimum stock required - 100 cars
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Approval to Payout within 10 minutes
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Funds in account within 1 minute of payout confirmation
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Pre approval and guaranteed rates via soft search
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No focus efficiencies...send us everything!
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98% of decisions within 8 seconds
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HP on cars up to 11 years old at the start
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PCP GFV 95%
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Prime and Near Prime offering
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Self payout functionality
- Instant Soft-Search Approvals: quickly check customer eligibility with a soft-search
- One of only TWO lenders in the UK offering non-prime PCP – helping you sell more cars to a wider audience
- Competitive rates tailored to your customers’ credit profiles
- 50 years of lending experience – a trusted, reputable finance partner
- Rate-for-risk model that fits seamlessly with prime lenders & manufacturers
- Fast & efficient payouts with expert dealer support
- Flexible Credit Approach for Non-Prime Customers, helping you serve customers who may struggle to get finance elsewhere
- Broad range of risk appetite
- Pre-approval and guaranteed rates via soft search
- Flexible vehicle parameters and LTVs
- Vehicles up to 125,000 miles
- Vehicles up to 15 years old at agreement term
- LTVs up to 120% (110% for higher risk tiers)
- 72 Month HP (Max 90,000 miles, 13 years old at agreement term and 105% LTV)
- Soft search - no credit impact
- Over 95% auto decisioning, decisions in under 30 minutes for referrals
- Payouts in under 30 minutes
- Competitive and dynamic risk-based pricing
- Supporting customers transition to greener motoring